Dreams, Not Debt

Build a Financial Plan for Your Best Life

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You deserve to live your dream life in less than 1 year.

If you won the lottery, and your doctor told you that you had 10 healthy years left to live, what would you do next?

Would you take a new job? Cut down to 4 days a week? Launch a business? Build your dream house?

Life is too short to delay living your ideal life for years when none of us is guaranteed tomorrow.

You might agree, but you also might think you can't afford your dreams right now due to student loans, your mortgage, daycare expenses, health insurance, or any number of financial stressors.

But I've got fantastic news. If you create your own customized financial plan, even the toughest obstacles melt away.

Dreams, Not Debt will help you create your own customized financial plan to make your dreams happen.

Even if you have a massive amount of student loans, nothing needs to hold you back from living your ideal life.

Dreams, Not Debt is the first course specifically designed to teach borrowers like you with $20,000 to $1,000,000 of student loan debt how to make your own financial plan for a future filled with freedom.

Here's what included when you purchase the course:

  • Lifetime access to its contents and future updates
  • 27 lessons designed to save you tens of thousands of dollars and sleep soundly at night
  • Strategies for saving money on taxes, managing cash flow, measuring your net worth, getting the right insurance for the best price, protecting your assets from lawsuits, and preparing financially for special life events like buying a house, getting married, having kids, and saving for retirement
  • The confidence that you'll be living your dream life in less than 1 year

This Course Will Change Your Life (Guaranteed)

I'm confident this course will teach you enough about financial planning that you will make a radical happiness inducing change in your life right away.

That's why we offer a 7 day money back guarantee.

If you don't like Dreams, Not Debt, email [email protected] within 7 days of your course purchase and we'll give you your money back, no questions asked.

BRAND NEW FOR Fall 2023

Some students reached out in earlier versions of this course asking about taxes, so we made an entire module specifically dedicated to help you cut your bill to the IRS

We talk about:

  • Sec. 179 exchange and how you could potentially buy your next vehicle tax-free
  • Strategies available to business owners to legally avoid high self employment taxes
  • Using flexible spending accounts to pay for your kids' daycare with pretax dollars
  • Options to reduce AGI (and taxes) for W-2 employees, 1099 contractors, and owners of S and C corporations
  • Growing wealth through corporate real estate, interest deductions, and depreciation

Don't Take My Word For It...

Here's what students are saying about how our course transformed their financial future.

Why Investing in This Course Now Will Save You Years of Your Life

Comparable courses aimed at professionals like you tend to cost a minimum of $1,000. Some go as high as $3,000.

At that price, dentists and physicians might be able to purchase it, but we'd leave out a lot of people that need this information.

A financial plan simply teaches you how to maximize your personal finances and give your dollars a purpose.

Most people do little to no planning at all, and the consequence is years of wasted effort and dreams that get put off much later than they need to be.

How many people do any tax planning at all?

How many employees are terrified to quit and lose their health insurance?

How many potential business owners put off becoming their own boss for years because they're afraid of getting sued or that they're not ready?

These (and many other) objections to living your best life can be debunked with the technical tools of financial planning.

It's just plain math. If you learn what DREAMS, NOT DEBT will teach you, you will start living your dream life years sooner because you'll have the confidence and preparedness to do so.

This course will also save you a ton of time digging through financial blogs and reading books not custom tailored to your high student debt situation.

What's the cost? A one time flat fee for lifetime access.

Unlike many courses that launch once and then sit stale, DREAMS, NOT DEBT will continue to be updated with the latest financial planning strategies.

Even if you plan to take it later, you'll get lifetime access to the course with all future updates included, and there's no expiration date on your enrollment.

Can't afford a few hundred bucks?

You need to save more money before signing up.

Not everyone should be buying Dreams, Not Debt.

It doesn't make sense to learn about financial planning if you're not able to invest in the price of this course.

One of the most important first steps of financial planning is getting an emergency fund of at least $5,000.

I want you to get that done first.

Then come back in one year to learn what you need to know to get to the next level.

I want you to immediately be able to use the tips you'll learn after taking these lessons to create an actionable financial plan.

And to live your dream life, you need a foundation of financial stability before you go for financial independence.

You already have $5,000 in the bank?

If you're already at that level of savings, you need this knowledge now to get on track.

And you won't just feel a lack of anxiety.

Take this course and you'll be excited for your future financially.

If you act now, you'll get our largest ever discount and be on the path to financial freedom

EXTRA BONUS: Finding Answers to Questions You Can't Ask Anywhere Else

When our student loan planning clients ask me specific financial planning questions, I often can't answer directly because of regulations.

However, with this course we have a way around that.

Ask whatever you want within the course portal and get a personalized answer from me.



We expect questions, so don't be shy if any of the material seems overwhelming. Just ask in the comments section of each lecture and you'll get the answer you need.


See in 2 Minutes How "Dreams, Not Debt" Could Transform Your Life

Your Instructor


Travis Hornsby, CFA, CFP®
Travis Hornsby, CFA, CFP®

Travis used to be a bond trader for one of the world's largest investment companies.

In that role, he traded over $10 billion of municipal securities and learned the inner workings of the financial industry.

He founded Student Loan Planner after marrying a physician with $120,000 of student loan debt. Helping one of his wife's friends became helping 10 friends, which eventually became 15,000+ other people with student loan debt.

After personally consulting on more than $750 million of student debt for thousands of borrowers, Travis has created a system that can change your life and help you reach financial independence if you owe $20,000 to $1,000,000 in student loan debt. He holds both the Chartered Financial Analyst and Certified Financial Planner™ designations.

Travis and his wife live in Chapel Hill, North Carolina, where they're attempting to chase their 2 kids around the house.


Course Curriculum



Frequently Asked Questions


When does the course start and finish?
The course starts now and never ends! It is a completely self-paced online course - you decide when you start and when you finish.
How long do I have access to the course?
How does lifetime access sound? After enrolling, you have unlimited access to this course for as long as you like - across any and all devices you own.
What if I am unhappy with the course?
We would never want you to be unhappy! If you are unsatisfied with your purchase, contact us in the first 7 days and we will give you a full refund.

Get started now!